> ## Documentation Index
> Fetch the complete documentation index at: https://docs.talkcut.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Pricing

> TalkCut pricing plans, credit system, and costs per operation.

TalkCut uses a credit-based system. Your plan includes a monthly credit allowance, and each AI operation costs a certain number of credits.

## Creator plan

<Tabs>
  <Tab title="Annual billing">
    **\$150/month** (billed annually)

    Save 25% compared to monthly billing.
  </Tab>

  <Tab title="Monthly billing">
    **\$200/month**
  </Tab>
</Tabs>

**What's included:**

* 200,000 credits per month
* Unlimited workspaces
* All AI models and early access to new ones
* [Workspace memory](/core-concepts/workspace-memory)
* [Vision engine](/core-concepts/vision-engine)
* All generation types (images, videos, reference video, analysis)
* [Asset library](/workspace/assets) with AI tagging and EXIF filters
* [Skills](/workspace/skills) — reusable prompt templates with /slash commands
* Team billing and invoicing
* Dedicated support

## Credit system

Credits are the currency for AI generation in TalkCut. Every operation — generating an image, creating a video, analyzing media — costs a specific number of credits.

### Credits per operation

| Operation                  | Credits | Notes                                  |
| -------------------------- | ------- | -------------------------------------- |
| Generate an image          | 20–150  | Varies by complexity                   |
| Edit an image              | 20–150  | Varies by complexity                   |
| Text to video              | 840     | From text description                  |
| First and last frame video | 840     | Transition between two images          |
| Reference video            | 840     | Video with reference image consistency |
| Analyze an image           | 10      | Via vision engine                      |
| Analyze a video            | 10      | Via vision engine                      |
| Remove background          | 1       | —                                      |
| Upscale image (2x)         | 100     | —                                      |
| Auto Name (per group)      | 5       | AI-generated group names               |

### Credit packs

Need more credits? Purchase additional packs that never expire:

| Pack            | Price |
| --------------- | ----- |
| 5,000 credits   | \$5   |
| 10,000 credits  | \$10  |
| 20,000 credits  | \$20  |
| 50,000 credits  | \$50  |
| 100,000 credits | \$100 |
| 200,000 credits | \$200 |

Credit packs are one-time purchases. Unused pack credits carry over indefinitely — they don't expire at the end of the month.

### How credits refresh

Your monthly plan credits reset at the start of each billing cycle. Unused monthly credits do not roll over. Credit pack purchases are separate and never expire.

<Note>
  If a generation fails due to a model error or timeout, the credits for that operation are automatically refunded to your account.
</Note>

## Coming soon

<Note>
  **Professional export** — AAF and XML project file export for DaVinci Resolve, Premiere Pro, and Final Cut Pro. This feature is currently in development.
</Note>

## FAQ

<Accordion title="What happens if I run out of credits?">
  AI generation pauses until your credits reset at the start of your next billing cycle, or you purchase a credit pack. You can still access your workspace, projects, and existing content — you just can't generate new content.
</Accordion>

<Accordion title="Can I cancel at any time?">
  Yes. Cancel your subscription at any time from the settings page. Your access continues until the end of your current billing period. Credit packs you've purchased remain available even after cancellation.
</Accordion>

<Accordion title="Do credit packs expire?">
  No. Credit packs never expire. They remain in your account until used, regardless of subscription status.
</Accordion>

<Accordion title="How are credits shared across a team?">
  Credits are pooled at the workspace level. All team members draw from the same credit balance. You can track per-member usage in the [settings](/workspace/settings) page.
</Accordion>

<Accordion title="Why do credit costs vary for images?">
  TalkCut automatically selects the best AI model for each request. Different models have different computational costs, which is reflected in the credit range. More complex or higher-quality generations may use models that cost more credits.
</Accordion>